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5 Best Payment Processors for Businesses Banned by PayPal

Global payment processors on a laptop for high-risk businesses banned by PayPal.

Getting banned by PayPal is often the turning point where a high-risk business realizes it needs a serious payment solution. A mainstream processor simply can’t provide the stability or understanding required to operate in industries with higher financial risk. Their systems are designed to flag and freeze accounts first and ask questions later—if at all. This isn’t a failure on your part; it’s a fundamental mismatch. Now, you have the chance to find a partner who sees your business as an opportunity, not a liability. We’ve done the research to identify the best payment processors for businesses banned by paypal, helping you transition to a provider that offers the security and specialized support you need to thrive.

Key Takeaways

  • Find a Processor Built for Your Business: Mainstream platforms like PayPal avoid high-risk industries by design. Treat an account closure as your cue to partner with a specialized processor who understands your business model and provides the stability you need to operate without fear of sudden freezes.
  • Demand Transparency and Real Support: When choosing a new processor, focus on the essentials for long-term health. Insist on a clear breakdown of all fees, confirm they offer advanced fraud and chargeback prevention tools, and ensure they can support your business as you scale globally.
  • Build a Resilient Payment Strategy: Getting approved is just the first step. Secure your long-term success by actively using your processor’s risk management tools, leveraging great customer service to prevent disputes, and diversifying with a backup processor to guarantee your revenue is always protected.

Why Did PayPal Ban Your Business?

Finding your PayPal account suddenly frozen or shut down is incredibly frustrating, especially when it cuts off your business’s cash flow. If this has happened to you, know that you’re not alone. This is a common hurdle for many entrepreneurs, particularly those in industries that traditional payment processors are wary of. PayPal is built to serve a massive, mainstream market, which means its risk tolerance is extremely low. To protect itself from potential fraud, chargebacks, and legal complications, it often takes a hard line against entire business categories it considers “high-risk.”

The problem is that their rules can feel vague, and their automated systems can flag legitimate businesses without warning. One day you’re processing payments smoothly, and the next, your funds are locked. This happens because PayPal’s primary goal is to minimize its own financial exposure. If your business model doesn’t fit neatly into their low-risk box, you can find yourself on the outside looking in. Understanding exactly why they make these decisions is the first step toward finding a payment solution that’s actually built for your business.

Common Reasons for Account Holds and Closures

PayPal doesn’t make these decisions randomly. Account holds and closures are usually triggered by automated flags or manual reviews that point to potential risk. If PayPal believes your account is involved in risky or rule-breaking activities, they can suspend or permanently close it to protect themselves.

Common triggers include a sudden spike in sales volume, an increase in customer disputes or chargebacks, or selling products and services listed in their restricted categories. Even if your business operations are completely above board, simply operating in an industry that PayPal deems risky can put your account under scrutiny. They are constantly trying to stay ahead of fraud and comply with global financial regulations, and unfortunately, that often means legitimate businesses get caught in the crossfire.

Is Your Business Considered High-Risk?

The term “high-risk” isn’t a judgment on your business ethics; it’s a classification used by payment processors to categorize industries with a higher potential for financial complications. If you sell products like CBD, vape supplies, firearms, or adult content, you’re automatically in a high-risk category. Other industries with high business risk include subscription services, travel agencies, and digital goods, all due to their increased likelihood of chargebacks.

Processors like PayPal avoid these industries because they can lead to more disputes and regulatory headaches. For them, the potential revenue isn’t worth the financial or reputational risk. This is why finding a processor that specializes in your industry is so important—they have the infrastructure and expertise to handle the specific challenges your business faces.

What PayPal’s Fine Print Really Means

If you dig into PayPal’s Acceptable Use Policy, you’ll find a long list of prohibited activities. The language is intentionally broad, giving them plenty of room to interpret the rules as they see fit. For instance, PayPal will ban you if you’re involved in activities that break laws, sell regulated products, or offer services that fall into a moral gray area.

For a high-risk business, this means your account is always under a microscope. You could face frequent reviews, strict limits on how much money you can process, or an outright ban with your funds held for up to 180 days. This fine print is PayPal’s safety net, but it creates a minefield for businesses that don’t fit the standard e-commerce model. It underscores the need for a payment partner who understands your industry’s nuances and won’t pull the rug out from under you.

Top PayPal Alternatives for High-Risk Businesses

When PayPal closes its doors on you, it can feel like a major setback. But it’s actually an opportunity to find a payment processor that’s a much better fit for your business model. The right partner won’t just process your payments—they’ll provide the stability and specialized tools you need to grow without the constant fear of account freezes or closures.

The best alternative depends entirely on your specific needs. Are you selling internationally? Do you need a simple, flat-rate fee structure? Or do you require robust tools to fight chargebacks? Each processor has its strengths. We’ve rounded up five of the top contenders that welcome high-risk businesses, so you can find a long-term solution that supports your goals and keeps your revenue flowing.

Borderfree Payments

We built Borderfree Payments specifically for businesses like yours. We understand the unique challenges high-risk industries face because we’re experts in this space. Our platform is designed to provide secure and reliable payment processing when traditional providers say no. We specialize in international payments, allowing you to accept and hold funds in multiple currencies, which is essential for reaching a global customer base. With our tailored fraud prevention tools and deep understanding of regulatory compliance, we offer a stable foundation for you to scale your business confidently.

Square

You’ve likely seen Square’s card readers in local cafes and shops, but its online payment processing is just as popular, especially among small businesses. Square is known for its straightforward, user-friendly interface and predictable pricing. It offers a flat-rate fee structure, which makes it easy to calculate your costs without worrying about complex interchange fees. While it may not be the perfect fit for every high-risk industry, its simplicity and transparent approach make it an attractive option for businesses looking for a simple and effective payment solution.

Stripe

Stripe is a powerhouse in the online payment world, favored by businesses that want more control and customization. Its fees are similar to PayPal’s, but its real strength lies in its flexible and developer-friendly platform. If you need to build a unique checkout experience or integrate payments deeply into your app or website, Stripe’s powerful API and extensive documentation are hard to beat. It’s a great choice for tech-savvy businesses that want to create a tailored payment solution from the ground up.

PaymentCloud

PaymentCloud is another processor that specializes in serving high-risk merchants. They have a deep understanding of industries that traditional processors often turn away. Their main focus is on providing stable, long-term merchant accounts by actively helping you manage chargebacks and prevent fraud—two of the biggest headaches for any high-risk business. If you’re in an industry with a high chargeback ratio, PaymentCloud’s expertise and dedicated support can be invaluable for keeping your account in good standing.

Easy Pay Direct

As its name suggests, Easy Pay Direct aims to simplify the payment process for businesses that have a hard time getting approved elsewhere. They are built to handle the complexities of high-risk payment processing, ensuring your transactions are both secure and compliant with industry regulations. They offer a suite of services designed to protect your business while helping you accept payments smoothly. For merchants who need a reliable partner to navigate compliance, Easy Pay Direct provides a solid and secure framework to keep your business running.

How to Choose a High-Risk Payment Processor

Finding the right payment processor when you’re considered high-risk feels like a huge hurdle, but it’s really about knowing what to look for. After an unexpected account closure from a mainstream provider like PayPal, you can’t afford to make the same mistake twice. The key is to find a partner who understands the nuances of your industry and has the infrastructure to support your business without interruptions. This isn’t just about finding someone who will approve you; it’s about finding a processor that will help you grow securely.

Think of this as a long-term business partnership. You need a provider with transparent pricing, robust security, and a deep understanding of the regulatory landscape you operate in. As you evaluate your options, focus on processors that specialize in high-risk accounts. They’re equipped with the specific tools and expertise needed to handle higher chargeback ratios and complex compliance requirements. Don’t just jump at the first approval you get. Take the time to vet each potential partner against the criteria that matter most for your stability and success. The right processor won’t just tolerate your business—they’ll champion it.

Compare Fees and Pricing Models

When you’re running a high-risk business, you can expect to pay higher processing fees. It’s just the nature of the game. While a standard processor like PayPal might charge around 2.9% + $0.30 per transaction, high-risk fees are tailored to your specific industry and business history. Don’t let that scare you off. A good processor will be completely transparent about their pricing. Ask for a full breakdown of their fee structure, including transaction rates, monthly fees, setup costs, and chargeback fees. Scrutinize the contract for any hidden costs so you can accurately calculate your payment processing expenses and protect your margins.

Check for Strong Security and Fraud Tools

Security is non-negotiable. High-risk industries are often targets for fraudulent activity, so your payment processor must act as your first line of defense. Look for a provider that offers a comprehensive suite of security and fraud prevention tools. This includes essentials like PCI DSS compliance, tokenization, and end-to-end encryption. Beyond the basics, ask about advanced features like customizable fraud filters, AVS (Address Verification Service), and CVV verification. Implementing robust fraud detection systems is one of the most effective ways to reduce fraudulent transactions, protect your revenue, and keep your payment account in good standing.

Ask About Chargeback Protection

Chargebacks are a major pain point for any high-risk business. A high chargeback ratio is often what gets accounts flagged and shut down by standard processors. That’s why you need a partner who offers more than just processing—you need one with a solid chargeback mitigation strategy. Ask potential processors how they help you manage disputes. Do they offer real-time alerts to help you resolve customer issues before they become chargebacks? Do they provide support and evidence-gathering tools to help you fight illegitimate claims? A processor that actively helps you prevent chargebacks is invested in your long-term success.

Confirm Multi-Currency Options

If you sell to customers around the world, your payment processor needs to handle international transactions seamlessly. This goes beyond simply accepting payments in different currencies. You need a provider that offers true multi-currency support, allowing you to hold funds, manage conversions, and settle payments in the currencies that make sense for your business. This helps you avoid costly, forced currency conversions and provides a better checkout experience for your international customers. A processor with a strong global footprint can help you expand your business without the usual cross-border payment headaches.

Ensure Smooth Integrations

Your payment processor should fit neatly into your existing tech stack. Before you commit, confirm that the processor can integrate smoothly with your ecommerce platform, shopping cart, accounting software, and any other critical tools you use. Ask about their API and what level of developer support they offer. A clunky or complicated integration process can lead to lost sales from a poor customer experience and create endless administrative work for your team. The goal is to find a comprehensive solution that simplifies your internal payment procedures and works flawlessly with the systems you already rely on to run your business.

Get Approved by Your New Payment Processor

Switching to a high-risk payment processor involves a more thorough review than you might be used to, but don’t let that intimidate you. It’s all about showing that your business is legitimate, stable, and prepared to manage risk effectively. Underwriters aren’t trying to catch you out; they’re looking for reliable partners. A little preparation can make your application process much smoother and set you up for a quick approval. Think of it as putting your best foot forward to build a long-term relationship. By gathering the right documents and understanding what processors are looking for, you can present your business in the best possible light.

Gather Your Essential Documents

Before you even start an application, get your paperwork in order. Having everything ready shows the processor you’re organized and serious about your business. This simple step can significantly speed up the approval process. You’ll want to have digital copies of your essential business documents on hand. This typically includes your business license, articles of incorporation, and your tax identification number (EIN). Processors will also want to see recent financial statements, like the last three to six months of business bank statements and any previous processing statements if you have them. Think of this packet as your business’s resume—it tells the story of your financial health and legitimacy.

What Processors Look for in Your Application

When an underwriter reviews your application, they’re trying to understand the level of risk your business presents. They’ll look closely at your financial history to see if you have a stable cash flow and can cover potential chargebacks. Your transaction volume and average ticket size also matter, as these figures help them predict future activity. Be prepared to clearly explain the nature of your products or services. Transparency is your best friend here. A processor that understands your business model can better support you. Hiding details or being vague is a red flag, so be upfront about what you sell and how you sell it.

Meet Key Compliance Standards

Compliance is non-negotiable in the world of payments, especially for high-risk industries. Processors need to know you’re handling sensitive customer data responsibly. The most important standard you need to meet is the Payment Card Industry Data Security Standard (PCI DSS). This is the baseline for protecting cardholder information from fraud and data breaches. Demonstrating that you are already PCI compliant—or have a clear plan to become compliant—makes you a much more appealing candidate. It tells the processor that you take security seriously and are proactive about mitigating risks, which is exactly what they want to see in a partner.

Tips for a Stronger Application

Beyond the standard paperwork, you can do a few things to make your application stand out. First, have a professional and fully functional website. Underwriters will check it. Make sure your product descriptions are clear, and your contact information, privacy policy, and terms of service are easy to find. This helps build customer trust and shows the processor you run a transparent operation. It’s also helpful to have a concise business plan that outlines your market and growth strategy. This demonstrates that you have a solid understanding of your industry and are building a sustainable business.

Manage Risk and Keep Your Account Healthy

Getting approved with a new payment processor is a huge win, but the work doesn’t stop there. Now, the goal is to build a strong, lasting relationship with your new partner. For high-risk businesses, this means actively managing risk to keep your account in good standing. A sudden spike in chargebacks or fraudulent transactions can put your account under review, leading to frustrating payment holds or even a sudden closure. This isn’t just an inconvenience; it can halt your operations and damage the trust you’ve worked hard to build with your customers.

The key is to be proactive, not reactive. By implementing smart practices from day one, you can protect your revenue, build trust with your processor, and create a stable payment infrastructure for your business to grow. Think of it as preventative care for your merchant account. A little effort now saves you from major headaches down the road. It shows your processor that you’re a responsible partner committed to minimizing risk, which is exactly what they want to see from businesses in your industry. Let’s walk through the essential steps to keep your account healthy and your payments flowing smoothly.

Monitor Your Transactions Closely

One of the simplest yet most effective habits you can build is regularly reviewing your transaction data. Keeping a close eye on your sales patterns helps you spot anything unusual before it becomes a problem. Look for red flags like a sudden surge in orders from a new location, multiple failed attempts from the same IP address, or unusually large purchases. Most high-risk processors provide a dashboard with analytics and reporting tools. Use them. Set up alerts for suspicious activity so you’re notified immediately. Building customer trust starts with ensuring every transaction is secure, and consistent monitoring is your first line of defense.

Prevent Chargebacks Before They Happen

Chargebacks are one of the biggest threats to a high-risk merchant account. While you can’t eliminate them entirely, you can significantly reduce their frequency. Start with the basics: use a clear billing descriptor so customers recognize the charge on their statement. Make your return and cancellation policies easy to find and understand. Most importantly, use the fraud prevention tools your processor offers. Features like AVS (Address Verification System), CVV verification, and 3D Secure add critical layers of protection. Implementing robust fraud detection systems is non-negotiable for preventing fraudulent transactions that lead to costly chargebacks.

Use Great Customer Service to Reduce Risk

Never underestimate the power of excellent customer service. Many chargebacks aren’t caused by fraud but by simple miscommunication or a frustrating customer experience. If a buyer can’t easily reach you to ask about a charge or resolve an issue, they’re far more likely to contact their bank instead. Make your contact information prominent on your website, respond to emails and calls promptly, and be helpful and transparent. As consumers continue to expect smooth, secure transactions, providing a positive support experience can turn a potential dispute into a resolved issue, protecting your chargeback ratio and your reputation.

Stay on Top of Compliance

High-risk industries are under a microscope for a reason. Banks and payment networks have strict rules, and staying compliant is essential for keeping your merchant account active. This means adhering to the standards set by card networks like Visa and Mastercard, as well as any regulations specific to your industry. Your payment processor can offer guidance, but the responsibility is ultimately yours. Take the time to understand why financial institutions categorize certain industries as riskier. Knowing the potential issues helps you stay vigilant and ensure your business practices are always above board, securing your ability to process payments long-term.

Set Up Your New Payment System

You’ve done the hard work of finding a new payment processor that understands your business. Now it’s time to get everything connected so you can start accepting payments again. This part can feel a bit technical, but breaking it down into clear steps makes it completely manageable. A good high-risk partner will guide you through the process, but it’s smart to know what to expect. Let’s walk through how to get your new system integrated smoothly, tested thoroughly, and secured properly from day one. This is your chance to build a payment foundation that’s much more stable and reliable than what you had before.

Follow These Integration Steps

Once you’ve been approved, the first step is creating your account and providing your business and banking details. Your processor will then give you the tools to connect their system to your website. How you do this depends on your setup. If you use a major e-commerce platform like Shopify or WooCommerce, your new processor likely has a plugin or app that makes integration simple. For custom websites, you’ll use an API. Your provider should offer clear documentation and support to help your developer get everything hooked up correctly. The goal is to make the checkout process seamless for your customers.

Test Everything Before You Go Live

Before you announce to the world that you’re back in business, you need to test every part of your new payment system. Think of it as a dress rehearsal for your checkout process. Run several practice transactions to make sure everything works as expected. You’ll want to test successful payments, but it’s just as important to test what happens when a card is declined. Can you process a refund smoothly? Does the money land in your bank account correctly? Catching any glitches now will save you from customer service headaches and lost sales later. A thorough test run ensures a smooth, professional experience for your customers from the moment you go live.

Implement Your Security Measures

Security is non-negotiable, especially in high-risk industries. Your new payment processor should help you meet the industry standards for protecting customer data. This means ensuring your system is compliant with the Payment Card Industry Data Security Standard (PCI DSS). This isn’t just about checking a box; it’s about building trust with your customers and protecting your business from fraud and data breaches. A dedicated high-risk processor will have advanced fraud detection tools and security protocols built-in, giving you and your customers peace of mind that their sensitive information is safe.

Plan for Future Growth

Your business isn’t going to stand still, and your payment system shouldn’t hold you back. As you set things up, think about your long-term goals. A true payment partner will do more than just process transactions; they’ll help you scale. Talk to them about your growth plans. Do you plan to expand internationally? Make sure they offer multi-currency support. As your sales volume increases, will your fee structure adapt? The right processor provides the flexibility and technology to support your business as it evolves, helping you manage transaction fees effectively and maintain high approval rates as you grow.

What Are You Really Paying in Processing Fees?

When you’re running a high-risk business, understanding your payment processing fees can feel like trying to solve a puzzle with half the pieces missing. The advertised rate is just the starting point. True costs are often buried in complex fee structures, hidden charges, and special conditions related to your sales volume or international reach. Getting a clear picture of what you’re really paying is essential for protecting your profit margins and ensuring your payment system supports your growth instead of draining your resources. Let’s break down the costs so you can approach any processor with confidence and find a partner who offers true transparency.

Breaking Down Common Fee Structures

Most business owners are familiar with the flat-rate pricing used by companies like Stripe and PayPal, which typically charge a single percentage plus a fixed fee, like 2.9% + 30¢, for every transaction. While simple, this model isn’t always the most cost-effective, especially for high-risk merchants. You might also encounter interchange-plus pricing, where you pay the direct cost from the card networks (the interchange fee) plus a fixed markup from the processor. This can be more transparent but harder to predict. The key is to find a processor who will walk you through their model and explain why it’s the right fit for your business, so you’re not left guessing where your money is going. A good payment gateway comparison can help you see how different models stack up.

Find the Hidden Fees

The per-transaction rate is only one part of the story. Many processors add other charges that can significantly inflate your monthly bill. These “hidden” fees aren’t always intentionally deceptive, but they are often tucked away in the fine print of your merchant agreement. Be on the lookout for monthly account fees, PCI compliance fees, batch fees, and steep chargeback penalties. Some providers even charge an early termination fee if you decide to leave before your contract is up. These extra costs can quickly turn your payment system into a financial drain. Always ask for a complete fee schedule upfront so you can see the full picture before you commit.

How Your Sales Volume Affects Pricing

Your sales volume plays a big role in how processors view your account and what rates they offer. For some businesses, higher volume can unlock lower per-transaction fees. However, for high-risk industries, a spike in sales can also signal a higher risk of chargebacks and fraud, leading to more scrutiny from your processor. This is why having a proactive risk management plan is so important. By implementing strong fraud detection systems, you can protect your business from fraudulent transactions and maintain a healthy processing history. When speaking with potential processors, be transparent about your current and projected sales volume to get the most accurate and stable pricing.

Know the Costs of Selling Globally

If you sell to customers around the world, you’ll face an additional layer of fees. International transactions often come with cross-border fees and currency conversion charges that can eat into your revenue. A standard processor might charge a significant percentage to convert a payment from euros or pounds into dollars. To manage these costs, look for a processor that specializes in global payments. Some modern PayPal alternatives are designed to handle international business, offering multi-currency accounts that let you hold funds in different currencies and transfer them at better rates. This can save you a substantial amount of money and simplify your accounting as you scale your business across borders.

Build a Payment Strategy That Lasts

Getting your business back on track after a PayPal ban isn’t just about finding a quick replacement. It’s an opportunity to build a payment infrastructure that’s resilient, secure, and ready to grow with you. A lasting payment strategy moves beyond simply accepting money; it involves actively managing risk, creating operational efficiencies, and planning for your future success. Without a solid plan, you risk running into the same issues that led to your account closure in the first place—high chargebacks, compliance missteps, or fees that eat into your profits.

The key is to think of your payment processor as a long-term partner, not just a utility. A great partner will provide the tools and flexibility you need to protect your business and keep your revenue flowing. By focusing on a few core areas—using the right risk management tools, diversifying your processing options, integrating your technology, and planning for growth—you can create a payment system that supports your business instead of holding it back. This approach will give you the stability and confidence to focus on what you do best: running your company.

Use the Right Risk Management Tools

For any high-risk business, managing fraud is a top priority. You need more than just a basic payment gateway; you need a system with built-in defenses. Effective risk management starts with having robust fraud detection systems that can spot suspicious activity before it turns into a costly chargeback. Look for processors that offer tools like Address Verification Service (AVS), CVV verification, and customizable fraud filters that let you set rules based on transaction size, location, or other factors. These features are your first line of defense, helping you minimize fraudulent transactions and maintain a healthy account standing. A proactive approach to fraud prevention shows processors you’re a responsible merchant, which is crucial for long-term stability.

Why You Might Need More Than One Processor

Relying on a single payment processor, as you likely learned with PayPal, can put your entire business at risk. That’s why many high-risk merchants choose to work with more than one. This strategy, known as payment diversification, creates a vital safety net. If one account is frozen or experiences issues, you can instantly route transactions through your backup processor, ensuring no interruption to your cash flow. It also allows you to distribute your transaction volume, which can help keep your chargeback ratio low for each account. High-risk businesses face constant challenges with security and compliance, and having multiple processors gives you the flexibility to handle these hurdles without jeopardizing your operations.

Integrate Your Tech for Better Results

Your payment processor should work seamlessly with the other tools you use to run your business. A clunky, disconnected system creates friction for your customers and a mountain of manual work for you. Look for a processor that offers smooth integrations with your ecommerce platform, accounting software, and CRM. A comprehensive, integrated solution not only creates a better checkout experience for your customers but also simplifies your internal workflows. When your systems are in sync, tasks like order fulfillment, bookkeeping, and customer data management become much more efficient. This frees up your time and ensures your data is accurate, giving you a clearer picture of your business’s health.

Create a Payment Plan for Growth

Your payment needs today might look very different a year from now. As your business scales, your transaction volume will increase, you might expand into international markets, and your processing fees will become a more significant part of your budget. It’s essential to choose a payment partner who can support that growth. Discuss your business goals with potential processors and ask how they handle increased volume. Look for transparent, scalable pricing so that high fees don’t become a financial drain as you grow. A forward-thinking strategy includes planning for multi-currency support and ensuring your processor has the infrastructure to keep your payments flowing smoothly as you expand.

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Frequently Asked Questions

Why was my business flagged as high-risk if I wasn’t breaking any rules? This is a common point of confusion. Payment processors don’t just look at your individual business practices; they categorize entire industries based on their potential for financial risk. If you’re in a field with a history of high chargebacks, like subscription services or digital goods, or one that faces complex regulations, like CBD or travel, you’re automatically placed in a high-risk bucket. It’s not a judgment on your integrity, but a classification based on broad industry patterns.

Is it possible to get my PayPal account back after it’s been banned? While some people have succeeded, it’s an uphill battle that is often not worth the time and energy. PayPal’s decisions are frequently final, and the appeals process can be long and frustrating with no guarantee of success. Your effort is much better spent finding a new payment partner who actually understands and wants to support your business model from the start, giving you the stability you need to operate without worry.

Are the fees for a high-risk processor always going to be much higher than PayPal’s? You can generally expect to pay higher rates with a specialized high-risk processor. However, it’s important to look at the total value, not just the transaction percentage. That slightly higher fee buys you stability, specialized fraud prevention tools, and expert support that understands your industry. A predictable cost from a reliable partner is far better than a lower rate from a processor who could freeze your funds and shut you down without warning, which is infinitely more expensive in the long run.

What’s the biggest mistake businesses make when applying for a new high-risk account? The most common mistake is a lack of transparency. Some business owners, worried about being rejected, might try to downplay the nature of their products or provide incomplete information. Underwriters for high-risk processors are experts at spotting this. Being upfront about what you sell, your business history, and your sales volume builds trust and shows you’re a serious, professional partner. Honesty is always the best policy here.

Once I’m approved, how can I prevent my new account from being shut down? Getting approved is the first step; maintaining a healthy account is an ongoing process. The key is to be a proactive partner in managing risk. This means using the fraud tools your processor provides, monitoring your transactions for suspicious activity, and providing excellent customer service to resolve issues before they become chargebacks. By showing your processor that you’re serious about running a clean and secure operation, you build a strong, lasting relationship.

About Ryan Litwin

View all posts by Ryan Litwin

Ryan is a dynamic Senior Sales Leader with a proven track record of driving business growth and exceeding revenue targets in the technology and payments sectors. Known for developing and executing innovative sales strategies that generate high-value deals and long-term client relationships.

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