Back to all posts

5 Best Merchant Accounts for Kratom Sales

Best merchant account for kratom sales.

Trying to use a standard payment processor for your kratom business is like trying to open a high-security vault with a house key. It simply won’t work, and you might set off an alarm in the process. The kratom industry operates in a specialized financial world that requires a specific tool: a high-risk merchant account. This isn’t just a slightly different account; it’s a completely different system built by providers who have the right banking relationships and risk management tools to support your business. This guide is your blueprint for finding that perfect key. We’ll cover what makes a provider reliable and how to choose the best merchant account for kratom sales to securely unlock your business’s potential.

Key Takeaways

  • Partner with a High-Risk Specialist: Standard payment processors will inevitably shut down your kratom business. To build a sustainable operation, you must work with a provider who understands the industry’s unique legal landscape and offers tailored, stable processing solutions.
  • Prioritize Security and Stability Over Low Fees: The cheapest option is rarely the best in high-risk processing. Focus on finding a partner with robust fraud prevention, chargeback management, and compliance tools to protect your revenue and keep your account secure for the long term.
  • Maintain Your Account Health Proactively: Getting approved is the first step; keeping your account active requires ongoing effort. Consistently monitor your transactions, manage your chargeback ratio carefully, and stay on top of evolving regulations to prove you’re a reliable merchant.

What Is a Kratom Merchant Account?

If you’re selling kratom, you’ve probably realized that standard payment solutions like Stripe or PayPal won’t work for you. That’s because the kratom industry is classified as “high-risk,” which means you need a specialized account to process credit and debit card payments safely and reliably. Think of a kratom merchant account as a dedicated financial tool built for your business. It’s provided by a payment processor that understands the unique challenges and regulatory landscape of the kratom market. These providers have established the necessary banking relationships to support businesses like yours, ensuring you can accept payments without interruption.

Unlike traditional merchant accounts that often come with strict, one-size-fits-all rules, a high-risk account is tailored to your needs. This means you get a stable, long-term solution that won’t suddenly freeze your funds or shut down your account, allowing you to focus on growing your business instead of worrying about payment processing. A reliable kratom merchant account is the foundation for accepting online payments and building a sustainable brand. It’s not just about processing transactions; it’s about partnering with a provider who can help you manage risk and navigate the complexities of your industry.

Why Kratom Is Considered a High-Risk Industry

So, what makes kratom “high-risk” in the eyes of banks and payment processors? It primarily comes down to regulatory uncertainty. Because kratom is not approved by the FDA, its legal status can feel unpredictable to financial institutions. Banks are naturally cautious and tend to avoid industries where regulations could change suddenly. This uncertainty, combined with varying state laws and public perception, creates a level of risk that most standard processors are unwilling to take on.

This classification isn’t a reflection of your business practices but rather the industry as a whole. Processors also look at factors like the potential for high chargeback rates, as customers might dispute charges for products they feel didn’t meet their expectations. As a result, many mainstream banks and payment providers simply refuse to work with kratom businesses, making a specialized high-risk processor an essential partner for your success.

Clearing Up Common Myths About Kratom Payments

There’s a lot of misinformation out there about kratom payment processing, so let’s clear some of it up. First, kratom is not the same as marijuana, but some processors incorrectly lump them together and deny services for both. It’s crucial to partner with a provider who understands the distinction and has specific experience in the kratom industry. This ensures you’re not being unfairly penalized based on another industry’s risk profile.

Another common myth is that you have to rely on risky offshore processors to get by. While some businesses go this route, it often leads to trouble. Offshore accounts can come with confusing contracts, hidden fees, long payout delays, and little to no customer support when something goes wrong. A reputable, domestic high-risk processor provides the security and transparency you need to operate confidently, without exposing your business to unnecessary financial risks.

The Legal and Regulatory Rules to Know

Navigating the legal landscape is one of the most critical aspects of running a kratom business. Compliance is not optional—it’s a key reason why the industry is considered high-risk. Federal and state laws are constantly evolving, and staying on top of them is essential for keeping your merchant account in good standing. For example, several states have adopted the Kratom Consumer Protection Act (KCPA), which sets standards for product testing, labeling, and age restrictions.

Failing to comply with these regulations can put your entire business at risk. A good payment processor will not only require you to be compliant but will also have systems in place to help you manage this. They understand the documentation needed, from lab results to business licenses, and can guide you through the underwriting process. This partnership helps ensure you’re meeting all legal requirements, which protects your business and keeps your payment processing secure.

What to Look For in a Kratom Payment Processor

Finding the right payment processor for your kratom business isn’t just about accepting credit cards. It’s about finding a partner who understands the unique challenges of your industry and provides the tools to protect and grow your business. Because kratom is considered high-risk, standard payment providers often won’t cut it. You need a specialist who offers specific features designed to keep your account stable and your revenue flowing. When you’re vetting potential partners, here are the non-negotiable features you should look for.

Robust Security and Fraud Prevention

In any online business, security is key, but for high-risk industries, it’s your first line of defense. A top-tier kratom payment processor will offer advanced fraud prevention tools to protect you from bad actors. This includes features like address verification systems (AVS), CVV verification, and IP filtering to flag suspicious transactions before they become a problem. These measures not only safeguard your revenue but also protect your customers’ sensitive data, building trust and credibility for your brand. Think of it as a digital security guard for your online store, working around the clock to keep your business safe from costly fraudulent activity and potential data breaches.

Reliable Chargeback Protection

Chargebacks—when a customer disputes a charge with their bank—are a major headache for any merchant, but they can be fatal for a kratom business. Too many chargebacks can get your merchant account shut down. That’s why you need a processor that offers more than just basic transaction services; you need one with a solid chargeback management strategy. This includes tools that help you prevent disputes in the first place, like clear billing descriptors and responsive customer service prompts. It also means having a system in place to help you effectively fight illegitimate chargebacks with compelling evidence. A good partner will work with you to keep your chargeback ratio low, protecting your account’s health.

Support for Multiple Currencies

If you have ambitions to sell beyond your country’s borders, you’ll need a payment processor that can think globally. Support for multiple currencies is essential for creating a seamless checkout experience for international customers. When shoppers can see prices and pay in their local currency, they are far more likely to complete a purchase. A processor that handles multi-currency transactions automatically converts the funds for you, simplifying your accounting and removing a major barrier to global expansion. This feature allows you to tap into new markets and grow your customer base without the logistical nightmare of managing different currencies yourself.

Built-in Compliance Tools

The legal landscape for kratom is constantly changing, with rules varying from state to state and country to country. A processor that specializes in high-risk industries understands this complexity. Look for a partner with built-in compliance tools designed to help you navigate these regulations. This could include features that block sales from specific geographic locations where kratom is restricted or tools that ensure your marketing and product descriptions meet legal standards. Staying compliant isn’t just about following the rules; it’s about protecting your business from fines, legal trouble, and the risk of having your merchant account terminated.

Scalability for High Transaction Volume

Your payment processor should support your growth, not hold you back. As your business expands, your sales volume will increase, and your processor needs to be able to handle it. A scalable solution ensures that you can process a high number of transactions without running into technical glitches, funding delays, or surprise account freezes. Ask potential providers about their processing limits and what the process looks like as your volume grows. The right partner will offer a solution that works for you today and can easily scale with your business tomorrow, giving you the peace of mind to focus on building your brand.

5 Best Merchant Account Providers for Kratom Businesses

Finding the right payment processor is one of the most important decisions you’ll make for your kratom business. You need a partner who understands the industry’s complexities and provides stable, secure processing without the risk of sudden account freezes or closures. A good merchant account provider will offer robust fraud protection, chargeback management, and dedicated support.

We’ve reviewed some of the top providers that specialize in high-risk industries like kratom. Each one offers unique features, so you can find the perfect fit for your business needs, whether you’re just starting out or scaling up.

Borderfree Payments

At Borderfree Payments, we specialize in providing reliable payment solutions for businesses that traditional processors often turn away. We understand the unique challenges kratom merchants face, from regulatory hurdles to managing customer disputes. Our approach is to build a customized payment infrastructure that fits your specific business model. We offer advanced fraud prevention tools, multi-currency support for global sales, and expert guidance to help you stay compliant. Our goal is to remove payment barriers so you can focus on growing your business with the confidence that your transactions are secure and your revenue is protected.

Easy Pay Direct

Easy Pay Direct is known for its thorough approach to serving high-risk businesses. They use a detailed underwriting process to fully understand your business operations. This allows them to match you with acquiring banks that are comfortable and experienced with the kratom industry. By finding the right banking partner from the start, they significantly reduce the chances of your account being frozen or shut down. Their focus is on providing long-term stability, ensuring you can accept payments without constant worry. This makes them a solid choice for merchants looking for a secure and dependable processing relationship.

Shift Processing

If you’re looking for fast setup and domestic processing, Shift Processing is a strong contender. They work with US-based banks, which means you can avoid the complications that sometimes come with overseas accounts. One of their biggest advantages is near-instant access to your funds, as they don’t typically hold your money in rolling reserves. For high-risk businesses, this improved cash flow can be a game-changer. Shift Processing can often approve accounts in just a few hours, with the full setup completed in a few days, making it an excellent option if you need to get your kratom business up and running quickly.

Corepay

With over two decades of experience in high-risk payment processing, Corepay has a deep understanding of the kratom market. They are equipped to handle the specific challenges of the industry and can typically get accounts approved within 24 to 72 hours. A standout feature is their focus on chargeback mitigation. Corepay provides tools and strategies to help you reduce chargebacks, which is essential for maintaining a healthy merchant account. Fewer chargebacks mean lower fees and a better standing with payment networks, protecting your business from being labeled as excessively risky.

Blue Wave Pay

Blue Wave Pay offers solutions specifically designed for the nuances of the kratom industry. They recognize that the high-risk label comes from a complex legal and regulatory landscape, and they build their services around managing that risk effectively. Their team works with you to create a payment processing environment that is both secure and compliant. By focusing on tailored risk management strategies, Blue Wave Pay helps ensure your business can operate smoothly without interruptions. This makes them a great partner for merchants who want a processor that proactively addresses the industry’s unique hurdles.

How to Choose the Right Partner for Your Business

Finding the right payment processor is one of the most important decisions you’ll make for your kratom business. The right partner will provide stable, secure payment processing, while the wrong one can lead to frozen funds and a terminated account. Because kratom is considered a high-risk industry, you can’t just sign up for a standard service like Stripe or PayPal. You need a specialized provider who understands the nuances of your business and is equipped to support you for the long haul.

Choosing a partner isn’t just about finding someone who will approve your account; it’s about finding a provider who aligns with your business goals. You need a processor who offers transparent pricing, fair contract terms, and the kind of support that helps you solve problems quickly. Think of this as a long-term business relationship. To help you make a smart choice, let’s walk through the key factors to consider when you’re comparing your options. Taking the time to vet your processor now will save you a lot of headaches down the road.

Compare Processing Fees and Pricing

First things first: let’s talk about cost. High-risk merchant accounts typically come with higher processing fees to cover the increased risk the provider is taking on. That’s normal, but it doesn’t mean you should accept unclear or unfair pricing. Look for a provider who is upfront about all their fees, including transaction rates, monthly fees, and any other charges. A transparent partner will have no problem breaking down their pricing structure for you.

Some processors, like Shift Processing, offer month-to-month agreements instead of locking you into a long-term contract. This kind of flexibility can be a huge advantage, especially when you’re just starting out. Ask potential partners for a full fee schedule and be wary of anyone who promises rates that seem too good to be true—they often come with hidden fees that show up later.

Read the Fine Print: Contract Terms

Your merchant agreement is a legally binding document, so don’t just skim it—read every word. This is where you’ll find critical details about contract length, early termination fees, and your chargeback limits. As mentioned, you should completely avoid standard payment processors like Square or PayPal, as they will shut down your account once they discover you’re selling kratom.

Be cautious with offshore processors, too. While they might seem like an easy solution, they can come with their own set of problems, like slow payout schedules and complicated fee structures. The best partners offer clear, straightforward terms that protect both you and them. If you see anything in the contract that you don’t understand, ask for clarification before you sign.

Check for Easy Integration

Your payment processor needs to work seamlessly with your online store. The last thing you want is a clunky checkout process that frustrates customers and costs you sales. Before committing to a provider, confirm that their payment gateway can be easily integrated with your e-commerce platform, whether you’re using Shopify, WooCommerce, Wix, or another popular service.

A good processor will make this process simple, offering plugins or clear instructions to get you up and running quickly. Ask their sales team about the integration process and what kind of technical support they provide. You’ll also want to ensure their system can handle all your products, from kratom powders and capsules to extracts and teas.

Evaluate Their Customer Support

In a high-risk industry, excellent customer support isn’t a luxury—it’s a necessity. When you have an issue with a payment or a question about a chargeback, you need to be able to reach a knowledgeable person who can help you right away. Look for providers that offer dedicated support, like a personal account manager who understands your business.

Some processors, like Easy Pay Direct, assign you a Certified Payment Specialist who acts as your single point of contact. Others, like Corepay, offer 24/7 customer service, which is a great safety net. During the vetting process, don’t be afraid to ask about their support team’s availability and expertise. A provider who invests in quality support is a provider who is invested in your success.

Understand the Documentation Needed

Applying for a high-risk merchant account is more involved than signing up for a standard one. Processors need to perform thorough underwriting to verify that your business is legitimate and stable. To make the application process as smooth as possible, get your documents in order ahead of time.

You’ll typically need to provide your business’s EIN, articles of incorporation, recent financial statements or bank records, a government-issued ID, and proof of address. Having a detailed business plan on hand can also help your case. The more organized and transparent you are, the faster the approval process will be. It shows the processor that you’re a serious business owner who is prepared and reliable.

Spot the Red Flags

As you evaluate potential partners, it’s just as important to know what to avoid. A major red flag is a processor who seems unfamiliar with the kratom industry. Some providers incorrectly lump kratom in with marijuana or other substances they won’t work with. You need a partner who understands the specific legal and regulatory landscape of kratom.

Be wary of guaranteed approvals or instant account setups—proper underwriting takes time. Vague answers about fees, contract terms, or chargeback policies are also cause for concern. Because kratom is not approved by the FDA, its regulatory status can be uncertain, which is a key reason it’s considered high-risk. A trustworthy partner will be open about these challenges and explain how they’ll help you manage them.

Your Step-by-Step Guide to Getting Approved

Getting approved for a kratom merchant account can feel like a huge hurdle, but it doesn’t have to be. The key is understanding what processors are looking for and preparing everything they need ahead of time. Think of it less as a test and more as a partnership interview—you’re showing a potential partner that your business is stable, compliant, and ready for growth.

The process is designed to protect both you and the payment processor from risk. By following a clear set of steps, you can present your business in the best possible light and move through the underwriting process smoothly. Let’s walk through exactly what you need to do to get your account approved and start accepting payments.

The Application Process, Simplified

First things first: you can’t use a standard payment processor for kratom sales. Because the industry is considered high-risk, you’ll need to apply for a specialized high-risk merchant account. The application itself is your opportunity to introduce your business to the processor. They’ll want to understand your sales volume, your business history, and how you operate.

Be prepared to provide detailed information about your products and your business model. The goal is to be as transparent as possible. A processor that specializes in high-risk industries expects the complexities that come with selling kratom; they just need to see that you’re running a legitimate and responsible operation.

Gathering Your Documents

Being organized is your best friend during the application process. Having all your paperwork in order shows that you’re a serious business owner and helps underwriters move your file along faster. While requirements can vary slightly between processors, you should be prepared to provide a core set of documents.

Here’s what you’ll typically need to have ready:

  • Business Formation Documents: This includes your Articles of Incorporation or LLC operating agreement and your Employer Identification Number (EIN).
  • Financial Records: Have your business bank statements from the last three to six months on hand.
  • Personal Identification: A clear, valid copy of your driver’s license or passport is standard.
  • Proof of Address: A recent utility bill will usually suffice.
  • A Business Plan: A simple document outlining your business model can be incredibly helpful.

Passing the Compliance Check

This is arguably the most critical part of the approval process. Payment processors are extremely cautious about regulatory and legal issues, especially in the kratom industry. You must demonstrate that your business operates in full compliance with all current state and federal laws.

Be ready to show the underwriter how you handle compliance on your website. This includes having clear terms and conditions, a privacy policy, and a refund policy. More importantly, you’ll need to prove you have systems in place for age verification and that you don’t ship to states, counties, or cities where kratom is banned. A compliant business is a much safer partner for a payment processor.

Integrating with Your Website

Once you’ve been approved, the final step is connecting the payment gateway to your online store. The good news is that most high-risk processors are built to work seamlessly with the most popular ecommerce platforms. Whether you’ve built your store on Shopify, WooCommerce, BigCommerce, or Wix, the integration process is usually straightforward.

Your payment processor will provide you with API keys and clear instructions to get everything set up. This is the moment where all your preparation pays off, allowing you to finally offer your customers a smooth and secure checkout experience. If you run into any issues, your processor’s technical support team should be able to guide you through it.

Smart Ways to Manage Risk and Protect Your Account

Getting approved for a kratom merchant account is a huge step, but the work doesn’t stop there. High-risk accounts are monitored closely, so it’s essential to manage your account responsibly to ensure long-term stability. By being proactive about risk, you can protect your revenue, maintain a good relationship with your payment processor, and focus on growing your business without worrying about sudden account holds or closures. These practices show your processor that you’re a reliable partner committed to running a secure and transparent operation.

Set Up Strong Fraud Prevention

Security should be at the top of your priority list. Because the kratom industry is considered high-risk, you’re a more attractive target for fraudulent activity. Your payment processor will provide a suite of tools, and it’s on you to use them effectively. A secure payment gateway is your first line of defense, protecting both your business and your customers’ sensitive data. Make sure you’re using features like Address Verification Service (AVS), CVV checks, and IP blocking to screen orders. Implementing these measures not only reduces your risk of fraud but also builds trust with your customers, showing them you take their security seriously.

Keep Chargebacks Under Control

A chargeback happens when a customer disputes a transaction with their bank, forcing a refund. While they happen in every industry, a high chargeback rate is one of the fastest ways to get your merchant account terminated. Processors see excessive chargebacks as a sign of poor business practices or customer dissatisfaction. To keep your rate low, focus on providing excellent customer service, writing clear product descriptions, and ensuring your billing descriptor is easily recognizable. Using chargeback prevention tools can also alert you to disputes before they become official chargebacks, giving you a chance to resolve the issue directly with the customer.

Monitor Your Transactions Closely

Get into the habit of regularly reviewing your transaction reports. Keeping a close eye on your sales helps you spot unusual patterns that could indicate fraud or an issue with your checkout process. Look for red flags like multiple orders from the same IP address with different credit cards, unusually large orders, or a sudden spike in declined transactions. Many processors offer detailed dashboards that simplify this process, giving you a clear view of your sales activity. By monitoring your transactions, you can catch potential problems early, respond quickly, and demonstrate to your processor that you are an engaged and responsible merchant.

Maintain a Stable, Healthy Account

Maintaining a healthy account is all about consistency and transparency. Never try to disguise your business activities or use a standard merchant account for kratom sales—this will almost certainly lead to account termination once the processor discovers the true nature of your business. Be upfront with your specialized high-risk provider from the start. Try to maintain a consistent processing volume and avoid sudden, dramatic spikes in sales that could trigger an account review. If you’re planning a big promotion, give your processor a heads-up. Open communication and predictable activity help build a stable, long-lasting relationship with your payment partner.

Plan for Long-Term Growth and Stability

Getting your merchant account approved is a huge step, but the work doesn’t stop there. A forward-looking payment strategy ensures your business can handle growth, expand into new markets, and remain resilient. It’s about building a foundation that’s as strong as the products you sell. By planning for the future now, you can create a stable, scalable operation that’s built to last.

Accept More Than Just Credit Cards

Relying solely on credit cards can limit your customer base. To create a smoother checkout, partner with a processor that understands high-risk industries and can help you accept a variety of payment methods. Offering options like e-checks or ACH transfers gives customers more flexibility and can increase conversion rates. When people can pay how they want, they’re more likely to complete their purchase. This simple shift diversifies your payment streams and makes your business more accessible.

Prepare to Sell Globally

The kratom market isn’t limited by borders, and your business shouldn’t be either. For international expansion, you need a payment partner who can grow with you. Look for a processor that can handle payments for your full range of products and offers multi-currency support. This capability is essential for tapping into a global customer base and scaling your business beyond your local market. It opens up new revenue streams and positions you as a serious player in the international kratom community.

Scale Your Processing as You Grow

As your sales volume increases, your payment processing needs will evolve. A strategy that works for a startup might not be sufficient for high-volume sales. If your business grows to process over $250,000 annually, consider setting up a second merchant account. This creates a safety net, ensuring that if one account faces a temporary hold, your business can continue accepting payments without interruption. This proactive approach to scaling your business protects your cash flow and supports sustainable growth.

Simple Tips to Optimize Your Payments

Fine-tuning your payment process can have a big impact on your bottom line. Modern payment processors offer powerful tools to make your operations more efficient. Ask your provider about features like transaction routing, which directs payments through optimal channels to improve approval rates. Also explore decline recovery tools that automatically retry failed transactions to capture revenue that would otherwise be lost. Using these optimization features reduces friction at checkout and ensures your payment system is working as hard as you are.

How to Keep Your Merchant Account in Good Standing

Getting your kratom merchant account approved is a huge step, but the work doesn’t stop there. Maintaining a healthy, stable account is an ongoing process that protects your business from sudden disruptions. Think of it as nurturing a relationship with your payment processor—it requires attention, communication, and a proactive mindset. If your account is flagged or terminated, it can bring your sales to a grinding halt. By staying vigilant and following best practices, you can ensure your payment processing runs smoothly, letting you focus on growing your business without worrying about losing your ability to accept payments.

Stay on Top of Compliance

For any high-risk industry, and especially for kratom, compliance is everything. The rules and regulations can change quickly, and what was acceptable yesterday might not be today. It’s your responsibility to stay current with all local, state, and federal laws governing kratom sales. A single misstep can put your account in jeopardy. Make it a habit to check for updates from regulatory bodies and industry associations. A good payment partner will also help you understand the legal landscape, but ultimately, the responsibility falls on you to operate within the law and your processor’s terms of service.

Proactive Ways to Reduce Risk

Don’t wait for problems to arise. You can take several proactive steps to reduce risk and show your processor that you’re a responsible merchant. Start with clear and honest communication on your website. This includes transparent product descriptions, an easy-to-find refund policy, and accessible customer service contact information. The goal is to prevent misunderstandings that could lead to customer disputes or chargebacks. Implementing these merchant account best practices not only protects your account but also builds trust with your customers, which is a win-win for your business’s longevity.

Monitor Your Account’s Health

Get familiar with your merchant account dashboard and check it regularly. Key metrics to watch include your chargeback ratio, refund rates, and transaction approval rates. A sudden spike in any of these could be an early warning sign of a bigger issue, like fraudulent activity or customer dissatisfaction. Many processors offer tools to help you monitor your account’s health and set up alerts for unusual patterns. Catching these red flags early gives you a chance to address the root cause before it escalates and threatens your account’s good standing.

Review Your Performance Regularly

Set aside time each month or quarter to do a deep dive into your account’s performance. Look at your sales trends, chargeback data, and customer feedback. Are there specific products causing more disputes? Are your fraud filters working effectively? This regular review helps you spot long-term trends and make strategic adjustments to your business practices. It’s also a great opportunity to ensure your business is still aligned with your processor’s guidelines. Consistent performance and a low-risk profile make you a valuable client, strengthening your relationship with your payment partner for the long haul.

Related Articles

Frequently Asked Questions

Why can’t I just use a standard payment service like Stripe or PayPal for my kratom business? Standard payment services have strict terms that prohibit the sale of products from industries they classify as high-risk, including kratom. Their automated systems will eventually flag your account, leading to sudden shutdowns and frozen funds. A specialized high-risk processor, on the other hand, has the necessary banking relationships and understands your industry’s specific needs, providing a stable and reliable solution built for the long haul.

What’s the single most important thing I can do to keep my merchant account safe? The most critical action you can take is to actively manage your chargeback rate. While robust fraud prevention is essential, an excessive number of chargebacks is one of the fastest ways to get your account terminated. You can keep your rate low by focusing on clear communication, excellent customer service, and transparent policies to prevent customer disputes before they even start. This demonstrates to your processor that you are a responsible and low-risk partner.

How long does the approval process for a high-risk account typically take? The timeline can vary, but you should generally expect the process to take anywhere from a few days to a couple of weeks. Unlike the instant approvals offered by standard services, high-risk processors conduct a thorough underwriting review to fully understand your business and its risks. Having all your documentation organized and ready to go will help speed things up considerably.

Are offshore merchant accounts a safe alternative? While they might seem like an easy fix, offshore accounts often create more problems than they solve. You could face significant payout delays, confusing contracts filled with hidden fees, and virtually non-existent customer support when you need it most. A reputable domestic provider offers far greater security, transparency, and accountability for your business’s hard-earned money.

Besides high fees, what are some hidden red flags I should watch for when choosing a processor? Pay close attention to vague answers and a lack of industry knowledge. If a potential partner can’t clearly explain their fee structure, seems unfamiliar with kratom-specific regulations, or pressures you into a long-term contract with a “guaranteed approval,” consider it a major warning sign. A trustworthy partner will be transparent and act as a knowledgeable guide for your business.

Ryan Litwin

About Ryan Litwin

View all posts by Ryan Litwin

Ryan is a dynamic Senior Sales Leader with a proven track record of driving business growth and exceeding revenue targets in the technology and payments sectors. Known for developing and executing innovative sales strategies that generate high-value deals and long-term client relationships.

Connect with Ryan on LinkedIn ›